Shine india monthly magazine Published this article the panel.s recommendation that banks be allowed to link deposits to external benchmark as well will help in avoiding asset.liability mismatch. cons linking lending rate to the market rate might make the lending rates volatile. t.bills being government securities are the funding cost of the government and not the banks. and therefore it seems unfair to link bank lending rates to tbills. with lesser buyers also called shallow or thin market.. t.bills and cds rate may not work in favour of the banks. rbi.s repo rate on the other hand brings back the question of calculation of tenor and premium resulting in the problem of spreads. peer to peer p2p. lending why in news after classifying peer to peer lending as non.banking financial companies nbfcs.. the rbi recently introduced rules and mechanism for them to follow. background peer to peer lending refers to a crowd.funding platform mostly online. where people looking to invest and people in need of borrowing come together. till now. p2p companies were registered under the companies act shine india monthly magazine online.
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